Shariah Sizer Console
Core: ACTIVE
Market Yield: 14.8% Avg
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Contract
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Sizer
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Shariah Audit
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Ledger
Select Shariah Compliant Contract
Mudarabah (Profit-Sharing)

One partner (Rab-ul-Maal) provides full capital, and the other (Mudarib) provides expertise and labor. Profits are shared by pre-agreed ratios, while losses are strictly borne by the capital provider.

Musharakah (Joint Venture)

Joint venture partnership where both bank and customer contribute capital. Profits are shared as agreed, while losses are shared strictly in proportion to capital contributions.

Murabaha (Cost-Plus Sale)

The bank buys an asset and sells it to the customer at a cost plus profit markup. Payment is made in customized deferred installments.

Profit-Loss Sizer (Contract Sizing)
Rs 100k Rs 1,000,000
10% Share 40% Share
Total Capital Rs 1,000,000
Projected Annual Return (15% Est) Rs 150,000
Customer Profit Share Rs 60,000
Faysal Bank Profit Share Rs 90,000
Loss Liability Ratio 100% borne by Bank
Shariah Audit Checklist
Certified Compliant
Shariah Board Faysal Bank
Islamic Financing Contract Ledger
Faysal Islamic
Islamic Contract Agreement Ledger
Contract Sizing Type MUDARABAH
Total Partnership Capital Rs 1,000,000
Customer Profit Ratio 40% (Rs 60,000)
Faysal Bank Profit Ratio 60% (Rs 90,000)
Loss Liability Ratio 100% borne by Bank
Shariah Compliance Status CERTIFIED COMPLIANT
Shariah Sizer Console Audit Log
[11:50:02] SYS Faysal-HalalVest Shariah Compliance kernel initialized. Sizer ready.
[11:50:05] AUDIT Calculators configured for Mudarabah, Musharakah, and Murabaha yield matching.